Insurers are prohibited from discriminating against or charging higher rates for any individual based on pre-existing medical conditions or gender.[25]All of the available plans will cover the ACA’s essential health benefits without annual or lifetime benefit caps.If the open enrollment deadline passes, you may still be able to sign up for or mak

Insurers are prohibited from discriminating against or charging higher rates for any individual based on pre-existing medical conditions or gender.[25]Initial requests for formulary exception are reviewed within 24 hours for expedited requests and 72 hours for standard requests. To request an expedited review for emergency circumstances, indicate t